Partnering with visionaries to redefine the business landscape. Tailored asset finance solutions for South Africa's most ambitious businesses.
Above & Beyond
Asset Finance that redefines the possible
MarathonOne offers flexible, structured asset finance products designed to help businesses acquire the assets they need without depleting their capital reserves.
Spread the cost of assets over time with flexible operating lease structures. Preserve working capital while maintaining access to the equipment and vehicles your business needs to operate.
An all-inclusive solution covering both the finance and the maintenance of your fleet or equipment. One predictable monthly cost with no unexpected repair surprises.
A finance lease allows your business to use an asset over an agreed term while the financier retains ownership. You make fixed monthly payments, benefit from full use of the asset, and have the option to purchase, return, or refinance at the end of the lease period — preserving capital while keeping your fleet and equipment current.
Access the liquidity your business needs to grow, bridge gaps, and seize opportunities. Our working capital products are designed for asset-heavy businesses with strong income-generating potential.
"The term Marathon signifies our commitment to the long-term success of our clients and endurance in the asset finance landscape."
At MarathonOne we specialize in making your financial journey seamless and stress-free. A team of dedicated professionals committed to transforming the way businesses access the financing they need to grow and thrive.
As former commercial bankers with an entrepreneurial mindset, we bring a unique perspective to every transaction. Our deep understanding of banking operations and credit structures positions us as leaders in delivering innovative financial solutions.
Our turnaround time in understanding your business and putting facilities in place is unmatched. We prioritize efficiency without compromising on thorough evaluation.
Unlike traditional banks that rely on rigid criteria, we take time to understand your business intimately. This enables us to tailor products to your specific requirements.
We look at future potential, not just historic performance. We identify the value income-generating assets can create, opening doors traditional lenders close.
Former commercial bankers with an entrepreneurial spirit. We combine deep banking knowledge with the agility and creativity that growing businesses need.
We provide funding solutions in situations where traditional banks fall short. Our extensive industry knowledge and innovative strategies ensure access for businesses that need it most.
We build lasting relationships underpinned by transparency, reliability, and mutual growth. Your success is our priority — every step of the way.
At MarathonOne, artificial intelligence isn't a buzzword — it's embedded in how we work, from the moment you submit an application to the day funding is in place.
Our AI engine analyses credit applications in a fraction of the time it takes a traditional bank. By processing financial data, payment history and asset profiles simultaneously, we compress what used to take weeks into days — so you get an answer when your business needs it, not when the system gets around to it.
Understanding a business means understanding its environment. Our AI benchmarks each client against sector-specific data — revenue patterns, growth trajectories, asset utilisation rates — to build a complete picture of where a business stands today and where it's headed. This allows us to structure facilities that match real-world opportunity, not just historic numbers.
Human judgement, however experienced, carries blind spots. AI doesn't. Every application is assessed on the same criteria, every time — eliminating the unconscious biases that can disadvantage good businesses unfairly. The result is decisions that are more consistent, more accurate, and more equitable for every client we work with.
Targeting commercial clients with a turnover ranging from R100 million to R2 billion, across the industries that keep the economy moving.
Fleet financing, vehicle leasing, and maintenance solutions for companies that depend on their trucks to deliver. Keep your fleet growing without straining cash flow.
Equipment and project financing for capital-intensive mining operations. Fund heavy machinery, exploration projects, and infrastructure expansion.
Equipment finance and working capital to upgrade technology, expand production lines, and maintain efficient supply chains.
Strategic investments and financing options for original equipment manufacturers requiring capital to innovate, scale production, and manage complex supply chains.
Plant and equipment financing for contractors and construction businesses. Access the assets you need to win and complete large-scale projects.
Asset finance for energy generation and infrastructure projects. Tailored solutions for businesses driving South Africa's growth and sustainability.
MarathonOne is dedicated to delivering swift and comprehensive insights into your business, ensuring every step from initial consultation to financial assessment is handled with precision.
"We envision a future where our brand is synonymous with trust and reliability. Our ultimate goal is to create lasting impact through our finance offerings, building long-term relationships based on mutual respect and shared success."
Tell us about your business and we'll be in touch promptly.